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This bank loan helps people who want to build, repair or improve their house...


 

This bank loan helps people who want to build, repair or improve their house. Any one can apply for the loan, but they will have to pay at least 20% of the total cost.

  • If you are building a new house on land that you own, the maximum amount of the loan is Rs 50 lakhs.
  • If you are repairing or improving your house, then the maximum loan is Rs 5 lakhs.
  • When you go to the bank to apply for the loan, the bank will ask you for some kind of guarantee for the loan. This can be an insurance policy, documents to prove that the property is yours or jewellery etc.
  • The bank decides the amount of interest that you will have to pay on the loan. The bank also decides how long you have to repay the loan.

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your local bank

 

 
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