|
Name of the Fruit
|
No of the Plants
|
Area
|
Initial Expenses
|
Second Year
|
Third year
|
Fourth Year
|
Total Expenses
(rupees)
|
|
Orange/
Guava/
Peach
|
275
|
1
|
15650
|
2890
|
3040
|
3090
|
24,670/-
|
|
Naaka
|
180
|
1
|
13370
|
2390
|
2540
|
2540
|
20,890/-
|
|
Ber
|
125
|
1
|
13370
|
2390
|
2540
|
2540
|
20,890/-
|
|
Mango/ Leechi
|
125
|
1
|
12730
|
2240
|
2390
|
2490
|
19850/-
|
|
Orange/ Lokaat
|
125
|
1
|
12730
|
2240
|
2390
|
2490
|
19850/-
|
|
Grapes
|
400
|
Per Acre
|
76560
|
4750
|
----
|
----
|
81,310/-
|
Additionally, the bank also provides a loan amount of Rs 6,500 towards levelling
the land and preparing it for fruit orchards.
Terms and Conditions
1. Minimum area for the plantation should be one acre.
2. The farmer must have adequate arrangement for watering the plants.
3. A farmer must have at least three acres of land under cultivation or he must
have income from other sources so that till orchard bears the fruit and provide
him with income, he is able to take care of his familial responsibilities and also
bear the required expenditure for livelihood and orchard.
4. The department will buy the plants from an approved nursery.
5. As given above, the full loan will be given in four years, of which the cost
of the plants shall be directly paid to the nursery.
6. All other installments of loans will be released only after the consumption of
the preceding installment released to the borrower.
Loan will be repaid as per the details given below:
|
S.No
|
Fruit
|
Time for fully-grown Orchard
|
Period of loan repayment (Inclusive of time for fully- grown orchard)
|
|
1
|
Citrus type
|
5 Years
|
10-15 Years
|
|
2
|
Mango
|
5 Years
|
12-15Years
|
|
3
|
Leechi
|
5 Years
|
12 Years
|
|
4
|
Pears
|
5 Years
|
12-15 Years
|
|
5
|
Ber
|
5 Years
|
10-15Years
|
|
6
|
Peach
|
5 Years
|
10-15 Years
|
|
7
|
Guava
|
5 Years
|
10-15 Years
|
|
8
|
Grapes
|
5 Years
|
7-9 Years
|
|
9
|
Lokaat
|
5 Years
|
12-15Years
|